How to do a Home or Apartment Inventory for Your Insurance Policy

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. Ask any one of them and they will tell you that what makes the experience even […]

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New Year – Do you Need a New Homeowners Insurance Policy?

Most people go to the doctor for an annual physical and check the batteries in their smoke detectors at Daylight Saving time, but are you reviewing your existing insurance policies and coverage needs annually before renewing?  If not, you should be. There may be gaps in your coverage and you may not be as well-protected […]

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Does Your Credit Score Affect Your Insurance Rates?

The practice of using your credit score as one of the ways to determine how much you pay for car insurance is controversial, yet it is also nearly unavoidable as you shop for car insurance. In fact, the majority of auto insurance companies—and even some homeowners insurance companies—use credit information as part of the underwriting […]

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Can Your Home Insurance Weather any Storm?

The last thing any homeowner wants to discover the morning after a terrible storm is broken windows, a ruined roof, or a destroyed deck. Dealing with the insurance company in filing a claim and seeking reimbursement is no picnic, either. The process of recovering quickly following a severe weather event can unfold much more smoothly […]

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Flood Insurance May Be More Important than You Think

Did you know that everyone lives in a flood zone? It’s just that every area has a different level of risk, low, moderate, or high. It’s common to think floods only happen on the coasts. However, millions of flood insurance claims have come from states with no coastal land. So, are you at risk? You […]

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One of a Kind Homes Deserve the Best Coverage

When you have much to protect, high value home insurance isn’t a luxury, it’s a necessity. A home valued at $500,000 or more requires more coverage than your standard homeowner insurance policy offers. Whether your home is a historic, architectural beauty or a contemporary work of art, you need an insurance package as expansive as […]

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Protect Yourself with Renters Insurance

It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects you from damage or loss of your […]

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Tired of the Same Old Car Insurance?

You could save X amount on your car insurance by switching to ABC company! Paying too much for car insurance? You’ll have plenty of opportunities to sort through the dozens of offers through your mail box (digital or physical) as the solicitations are seemingly never ending. While Mr. Mayhem is hilarious and his commercials never […]

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Night Driving Dangers and Tips for Staying Safe

According to the National Safety Council, traffic deaths are three times higher at night than during the day. It is a fact that driving at night is more dangerous than driving during the daylight hours, but why? What are some of the specific dangers of driving at night? Vision becomes more limited after dark, and […]

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What Umbrella Insurance Is and Who Needs It

Insurance policies can be confusing, so it’s nice when you can at least understand what their names mean. Umbrella insurance provides us with a perfect example a self-explanatory name. On the most basic level, insurance policies and umbrellas perform the same function: protection. Insurance protects you from financial hardships and an umbrella protects you from […]

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