Commercial Auto Basics

Do I need a commercial auto policy? Is it required? If you use your vehicle for business purposes, whether it’s driving yourself to client’s homes or transporting people or goods in your vehicle, you need commercial auto insurance. The primary difference between personal auto insurance and commercial auto insurance is the increased liability risks that […]

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Commercial Liability Insurance for Businesses

What Does Business Liability Insurance Cover? Business (or commercial) liability insurance can protect a range of exposures depending on the type of coverage you obtain. Business liability covers your business’ assets and pays for expenses that result from your product, property, employees, operation or even advertising. So what does business general liability insurance cover? It […]

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Finding the Right Insurance for Your Residential Properties

Whether you own an apartment building, a condominium complex or a homeowners association, or a combination of some or all types, property management of all stripes presents its own unique set of considerations. Finding the right insurance for these different forms of residential properties is imperative. The first type of must-have coverage is property insurance. […]

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Insurance as Comprehensive as Your Senior Living Programs

As baby boomers retire and the incidence of chronic and progressive illnesses increases, demand for senior living programs is expected to significantly increase. According to the Alzheimer’s Association, the number of Americans age 65 and older is expected to double to 71 million by 2030, and a projected 7.7 million of them will suffer from […]

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Business Insurance for Contractors: Do You Need Professional Liability Insurance?

Contractors need a variety of contractors insurance policies from general liability to contractors bonds and several others, but what about professional liability insurance? Traditionally most contractors did not have a need for professional liability coverage, as the services they provided to clients were not considered “professional services.” Now as the lines between contractor and designer […]

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Insurance for the Savvy Property Manager

Whether you sit on the board of directors for your local homeowners association, you own a property management business, or you are a landlord, protecting your commercial interests is vital. A business insurance product is available for each type of these residential businesses. There are plenty of insurance companies willing to sell you packages without […]

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BOP: A Funny Name for Serious Business

Are you a small business owner? Has someone mentioned that you need a BOP? A BOP is a funny name for some serious business insurance. BOP is an acronym for business owners policy, and if you are a small business owner, your BOP is the first line of defense against theft, fire, liability claims and […]

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